Vancity Credit Union: Vancity new members up to 4.6% savings account rate for 90 days

Opening dedicated thread for this savings offer outside of the current Vancity new chequeing account offer.

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Must be a resident of British Columbia. Seems account must be opened online.

New members:

- 4.6% TFSA/RRSP for 90 days after opening

- 4.5% non-registered for 90 days after opening

How it works

1 Become a member and open a qualifying Jumpstart High Interest Savings account.

Simply open an account online in as little as 5 minutes and be more than a customer, be an owner at our credit union.

2 Earn the promotional rate for 90 days.

Claim today’s bonus rate when you open the account within 30 days of becoming a member. After the first 90-days, continue earning at the regular rates.

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There doesn’t seem to be an expiry date or dedicated T&Cs document but the “legal details” are below:

1 General

These terms and conditions provide the details and requirements for new Members (“you”, “your”, or “Member”), as further defined below, opening their first personal (or “retail”) non-registered, RRSP and/or TFSA Jumpstart High Interest account (“Eligible Jumpstart Account”) and who wish to receive Vancouver City Savings Credit Union’s (“we”, “us”, “our”, or “Vancity”) Promotional Intro Interest, as further defined below, on Eligible Funds, as further defined below (“the Offer”).

2 To qualify for the Offer

A new personal membership must be opened after January 5, 2026. To become a member, you must be a resident of BC, have a Social Insurance Number (SIN) and be ready to deposit CAD 5 at account opening for membership shares. Learn more about becoming a new