BMO: New Client Offer: Up to 1% Cash Back (Max $10,000) + 150 Free Trades — Min $5K, Promo Code SDCASHFT

This one has been showing in my feed for a while, but don't see a post for this yet.

BMO InvestorLine is running a new-client promo for Self-Directed accounts. Open an account with promo code SDCASHFT between May 4 and August 31, 2026 and you can earn cash back in two installments plus free trades.

Cash back (min $5,000 net new assets):

* 0.5% paid after the first holding period (Oct 1, 2026 – Mar 31, 2027), payout April 12, 2027

* Another 0.5% after the second holding period (Oct 1, 2026 – Sep 30, 2027), payout October 18, 2027

* So up to 1% total if you keep the money in for the full 12 months

* Each installment is capped at $5,000 ($10,000 combined max — you'd need $1M in net new assets to hit that)

* Cash back is calculated on the lowest balance of net new assets you maintain during each holding period. Withdrawals count against you; market drops do not.

150 zero-commission trades (min $10,000 net new assets):

* Issued within 10 business days of hitting $10K in funding

* Valid for 1 year from issuance

*nCovers stocks, ETFs, and the commission portion of options (contract fees still apply), on both CAD and USD exchanges

Example: Deposit $100K and don't touch it → $500 after 6 months + $500 after 12 months = $1,000 (1%), plus the free trades.

Key dates:

* Account opening: May 4 – Aug 31, 2026

* Funding deadline: Sep 30, 2026

Eligible accounts: Cash, Margin (individual/joint), TFSA, RRSP, Spousal RRSP, RRIF, Spousal RRIF, FHSA, Corporate, Sole Proprietorship.

Fine print worth knowing:

* New InvestorLine clients only — existing Self-Directed account holder